If you haven’t checked your UPI IDs, now’s the time! The National Payments Corporation of India (NPCI) has issued a warning to payment apps like Google Pay, Paytm, PhonePe, and banks. They are set to deactivate UPI IDs and numbers that have been inactive for over a year by December 31, 2023. Take action before it’s too late!
If you haven’t used your UPI ID in over a year, it’s time to take action! This article will guide you through everything you need to know about deactivation, how to check your UPI activity, and the steps to re-activate your ID before the deadline.
Why are inactive UPI IDs being deactivated?
Inactive UPI IDs are being deactivated for several important reasons:
1. Safety First:
- Inactive accounts pose a risk of unauthorized use.
- Deactivation acts as a security measure, like locking the door to prevent potential issues.
2. Saving Resources:
- Unused accounts still consume valuable space and energy.
- Deactivation ensures efficient use of resources, directing them to those actively in need.
3. Stopping Tricks:
- Having fewer inactive accounts reduces the opportunity for malicious activities.
- Deactivation serves as a protective shield against potential deceptive actions.
4. Avoiding Confusion:
- Deactivating unused accounts prevents confusion and mix-ups.
- It safeguards against accidental access to someone else’s old information when a new phone number is assigned.
How to check if your UPI ID is inactive:
- Login to your UPI app: Most UPI apps, like PhonePe, Paytm, Google Pay, etc., display your last transaction date or a flag indicating inactivity.
- Contact your bank: Your bank can provide information about your UPI activity on linked accounts.
How to re-activate your inactive UPI ID:
- Initiate any UPI transaction: Simply making a payment, sending money, or even recharging your mobile phone through your dormant UPI ID will reactivate it.
- Contact your UPI app provider: They can guide you through the specific steps depending on the app and the reason for inactivity.
The deactivation of inactive UPI IDs is a necessary step to maintain a secure and efficient digital payments ecosystem. By checking your activity and taking action before the deadline, you can ensure uninterrupted access to your preferred payment method. Remember, a little proactiveness now can save you a lot of inconvenience later. So, go ahead and keep your UPI ID active!
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